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Now that you’ve gained a better understanding of the mortgage interest deduction in California, let’s explore some strategies to maximize its potential benefits:

### 3. ""Home Equity Debt"": A Separate Category For more details https://tradeprofinances.com/mortgage/is-mortgage-interest-tax-deductible-in-california/ | **Tax Level** | **Mortgage Interest Deduction** | **Other Potential Deductions and Credits** | By carefully evaluating your financial situation and understanding the available options, you can make informed decisions regarding your homeownership and effectively manage your tax liability. | Loan Amount | $750,000 limit (loans after 12/15/2017) | N/A | ### Key Factors to Consider 2. **Loan Amount:** The deduction is capped at interest paid on mortgages up to $750,000. This limit applies to the combined debt on both your primary and second homes.